{"id":5234,"date":"2022-07-05T05:19:31","date_gmt":"2022-07-05T05:19:31","guid":{"rendered":"https:\/\/koriatlaw.com\/?p=5234"},"modified":"2022-07-05T05:19:31","modified_gmt":"2022-07-05T05:19:31","slug":"how-to-set-up-money-lending-companies-in-ghana","status":"publish","type":"post","link":"https:\/\/koriatlaw.com\/2026\/2022\/07\/05\/how-to-set-up-money-lending-companies-in-ghana\/","title":{"rendered":"HOW TO SET UP MONEY LENDING COMPANIES IN GHANA"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"990\" src=\"https:\/\/koriatlaw.com\/2026\/wp-content\/uploads\/2022\/01\/MONEY-LENDER-1024x990.jpeg\" alt=\"\" class=\"wp-image-4967\" srcset=\"https:\/\/koriatlaw.com\/2026\/wp-content\/uploads\/2022\/01\/MONEY-LENDER-1024x990.jpeg 1024w, https:\/\/koriatlaw.com\/2026\/wp-content\/uploads\/2022\/01\/MONEY-LENDER-300x290.jpeg 300w, https:\/\/koriatlaw.com\/2026\/wp-content\/uploads\/2022\/01\/MONEY-LENDER-768x742.jpeg 768w, https:\/\/koriatlaw.com\/2026\/wp-content\/uploads\/2022\/01\/MONEY-LENDER-650x628.jpeg 650w, https:\/\/koriatlaw.com\/2026\/wp-content\/uploads\/2022\/01\/MONEY-LENDER-760x734.jpeg 760w, https:\/\/koriatlaw.com\/2026\/wp-content\/uploads\/2022\/01\/MONEY-LENDER-370x358.jpeg 370w, https:\/\/koriatlaw.com\/2026\/wp-content\/uploads\/2022\/01\/MONEY-LENDER.jpeg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>IS THERE A SPECIAL LICENCE FOR A MONEY LENDER\nCOMPANY IN GHANA?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. No person shall carry on the business of micro lending or finance business in anywhere within Ghana unless the Bank of Ghana licenses it to do so. Ghana is becoming a destination for foreign direct investment and many Fintech payment and digital lending businesses are thriving in the country as well as Nigeria, Kenya and Rwanda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also read\nabout <strong><em><a href=\"https:\/\/koriatlaw.com\/2026\/key-notes-on-how-to-set-up-a-money-lender-company-in-nigeria\/(opens%20in%20a%20new%20tab)\">how\nto set up a money lender company in Nigeria HERE.<\/a><\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHAT IS THE SHARE CAPITAL REQUIREMENT FOR A\nMONEY LENDER COMPANY IN GHANA?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The minimum required share\ncapital for a money lender company in Ghana is GH\u00a2 2,000,000 (Two Million\nGhana Cedis only). This regardless of\nwhether the said company is wholly owned by Ghanaians.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In 2015, the Bank of\nGhana directed Money Lending companies to increase their share capital from One\nMillion Ghana Cedis to Two Million Ghana Cedis in order to strengthen the\ninsolvency and liquidity options of the money lending companies. For this\nreason, some money lending companies have begun to merge with others in order\nto strengthen their liquidity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To show its\nseriousness with the above-mentioned directive on recapitalization, the Bank of\nGhana has carried out a cleanup exercise and the result of this is that the\nlicences of some companies were revoked. Based on the above, the Bank of Ghana since\nthe commencement of the recapitalization drive in this sector of the economy\nhas put a halt to the issuance of licence to applicants to encourage mergers\nand acquisition for the reason stated above. What this means is that new\nplayers in this sector of the Ghana market will have to scout for already\nlicenced money lending companies who are open to a merger or an outright\nacquisition of their company.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHEN WILL THE BANK OF\nGHANA RESUME THE ISSUANCE OF LICNECE?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There is no end in\nsight at the moment as this drive commenced since 2015. At the very least,\nuntil the Bank of Ghana is satisfied that the insolvency and liquidity options\nof most companies in this sector have attained a reasonable amount of strength.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>ARE THERE COMPANIES\nTHAT ARE WILLING TO OUTRIGHTLY SELL THEIR LICENCES TO NEW INVESTORS?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, most companies\nare interested in a merger with investors and not an outright sale.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHAT IS THE PROCEDURE FOR\nMONEY LENDER LICENCE IN GHANA?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Application for a licence to operate the\nbusiness of money lending shall be in writing and\naddressed to the Head, Other Financial Institutions Supervision Department,\nBank of Ghana, Cedi House, Accra. The application should indicate in clear terms the licence &nbsp;being\napplied for as there are other micro finance licences issued by the Bank of\nGhana.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The application shall\nbe accompanied by the following:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>A certified true copy of the Certificate of\nIncorporation and company\u2019s Regulations or other Instrument relating to the\nproposed business, or by or under which any person proposing to carry on such\nbusiness was established. The registered name of the company should include\nMoney Lending.<\/li><\/ol>\n\n\n\n<ul class=\"wp-block-list\"><li>Full\nparticulars of and detailed and clear definition of activities it proposes to\ncarry out. <\/li><\/ul>\n\n\n\n<ol class=\"wp-block-list\"><li>Details\n      of registered place of business, principal place of business accessible\n      to the public and suitable for the services contemplated and a\n      description of other places where it proposes to do business and the\n      areas it proposes to serve. <\/li><\/ol>\n\n\n\n<ol class=\"wp-block-list\"><li>Names, addresses,\n      occupations and corporate affiliations of persons who hold or would hold\n      significant shareholdings directly or indirectly in the proposed venture\n      and the respective values of such holdings or proposed holdings.<\/li><\/ol>\n\n\n\n<ol class=\"wp-block-list\"><li>Duly completed Personality\n      Note Form (\u201cPNF\u201d) by at least five [5]\n      directors (two (2) of whom should be independent directors), shareholders\n      and key management staff of the said business. <strong>Please\n      note<\/strong><strong> <\/strong><strong>t<\/strong><strong>he majority shareholder\n      should not be the board chairman <\/strong><strong>or<\/strong><strong> the Chief Executive Officer of the company<\/strong>.<\/li><\/ol>\n\n\n\n<ol class=\"wp-block-list\"><li>Tax Clearance Certificate\n      of Directors, Shareholders\n      and key management personnel. <\/li><\/ol>\n\n\n\n<ol class=\"wp-block-list\"><li>Curriculum Vitae of\n      Directors, Shareholders and Key Management Personnel.<\/li><\/ol>\n\n\n\n<ol class=\"wp-block-list\"><li>Financial data including\n      financial statement and feasibility reports which should contain among\n      others:<\/li><\/ol>\n\n\n\n<ul class=\"wp-block-list\"><li>business plan and financial projections\n(income statement, balance sheet and cashflow) for the first five (5) years of\noperations.<\/li><li>Details of assumptions upon which the\nfinancial projection has been made. <\/li><\/ul>\n\n\n\n<ol class=\"wp-block-list\"><li>Objectives\nand aims of the proposed Money Lending Institution.\n<\/li><\/ol>\n\n\n\n<ul class=\"wp-block-list\"><li>Justification\nfor the establishment of the Money Lending Institution.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Organisational\nstructure of the company setting out in detail the functions and\nresponsibilities of the top management team.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Any other information that relates to the viability of the business.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Information\non capital and documentary evidence of sources of funds.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Police\nclearance for shareholders, directors and key management staff.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Information\non other matters that applicant considers relevant for the determination of the\napplication.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Evidence of\npayment of a non-refundable processing fee of GH\u00a2500.00 or as determined by the\nBank of Ghana. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Where the application\nhas been submitted and the Bank of Ghana requires additional information or\ndocuments for the determination of the application, same will be provided by\nthe Applicant. &nbsp;<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHAT IS THE MINIMUM\nNUMBER OF DIRECTORS REQUIRED FOR A MONEY LENDING COMPANY IN GHANA?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While the general\nrequirement with regards to number of directors for registering a company in\nGhana is two, there are some industry specifics. The money lending industry is\none of such. In this case, a minimum number of five (5) directors is required\nfor incorporating a money lending company in Ghana.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>ARE THERE ANY SPECIAL\nREQUIREMENTS WITH REGARDS TO SHAREHOLDING IN A MONEY LENDING COMPANY IN GHANA?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Shareholders in a non-deposit taking microfinance institutions such as money lenders&nbsp; may be exclusively owned by Ghanaians, exclusively owned by foreigners or jointly owned by Ghanaian(s) and foreigner(s). However, foreign capital imported into Ghana must be registered at the Ghana Investment Promotion Commission. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also read about <strong><em><a href=\"https:\/\/koriatlaw.com\/2026\/key-notes-on-how-to-set-up-a-money-lender-company-in-nigeria\/(opens%20in%20a%20new%20tab)\">how to set up a money lender company in Nigeria HERE.<\/a><\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>IS THERE ANY INTERVIEW\nOR INSPECTION REQUIREMENT FOR THE BANK OF GHANA\u2019S LICENCE?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. As part of the\nrequirements for obtaining the money lending licence, an interview will be conducted\nby the Bank of Ghana for the principal officers of the company. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, the interview\nmay be conducted <em>via<\/em> zoom. This can\nonly be possible by way of a special request by the company.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHAT ARE THE LICENSING STAGES FOR MONEY\nLENDER APPLICATION PROCEDURE?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>(i) <\/em><\/strong><strong><em>Approval <\/em><\/strong><strong><em>I<\/em><\/strong><strong><em>n <\/em><\/strong><strong><em>P<\/em><\/strong><strong><em>rinciple<\/em><\/strong><strong><em> (\u201cAIP\u201d)<\/em><\/strong><strong><em> <\/em><\/strong><strong><em>Stage<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Bank of Ghana may issue an <em>\u201cA<\/em><em>pproval-<\/em><em>I<\/em><em>n-<\/em><em>P<\/em><em>rinciple<\/em>\u201d for a period of six (6) months to\nthe applicant on such terms and conditions as it may consider necessary and\nappropriate, if it is satisfied that: <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">[a] the applicant would carry on the business\nwith integrity, prudence and the required professional competence; and <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">[b] the applicant has the capacity to raise\nthe initial paid-up capital required to hold a licence through verifiable means. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">NOTE: An AIP DOES NOT\nCONSTITUTE a final licence, as such applicants are\nrequired to meet all the conditions stated on the AIP in order to obtain the\nfinal licence. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>(ii) Final Licence Stage<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Bank of Ghana may issue\nthe final approval and licence to the applicant after satisfying itself that\nthe following pre-licensing conditions have been met:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>The company has raised the minimum paid up capital.<\/li><\/ol>\n\n\n\n<ul class=\"wp-block-list\"><li>The company has provided evidence of title deeds\/lease agreements.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>The company has approvals by relevant authorities such as the Ghana Revenue Authority, The Ghana Police etc.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>The company has adequate and\ncomfortable business premises with the following\nduly put into consideration when setting up the office; staff\noperating area, ventilation, lighting, etc.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Display of\nname of company as contained in the certificate of incorporation and logo where\nappropriate.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Possesses\nOperational plans and policies approved by the Board.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Has\naccounting and operating manuals, appropriate management information systems,\n(computers, appropriate software), internal\ncontrols and training manual.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Has in\nplace adequately trained and sufficiently experienced staff as well as\ncompetent key personnel;<\/li><\/ul>\n\n\n\n<ol class=\"wp-block-list\"><li>Has\nsubmitted its first year pre &#8211; operating financial statement of affairs and\nbudget. <\/li><\/ol>\n\n\n\n<ul class=\"wp-block-list\"><li>The minimum\npaid up capital\/shareholders is\nacceptable and the source is verifiable and found to be satisfactory to the\nBank of Ghana; and<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>The applicant has met any other conditions imposed by the Bank\nof Ghana.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHAT ARE THE ESTIMATED\nCOSTS FOR SETTING UP A MONEY LENDER COMPANY IN GHANA?<\/strong><strong><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The applicable fees to\nobtain money lending licence for a company.<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Non-Refundable Processing fee: <strong>GH\u00a2500.00<\/strong><\/li><li>Non-Refundable Licensing fee: <strong>GH\u00a21,000.00 <\/strong><\/li><li>Registration with the\nMicro Credit Association of Ghana: <\/li><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">(iii) Annual licence renewal fee: <strong>GH\u00a2500.00 which\nshould be paid by January 31 of each year. <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Please note that the above costs relate to licensing a money lender\ncompany only. There may be other costs relating to incorporation, tax\nregistration, bank account opening and other out-of-pocket expenses regarding\nnew companies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>IS THERE A SPECIAL\nLICENCE FOR ENTERPRISE MONEY LENDER?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Apart from the licence granted to money lender companies, business\nventures have a special lending licence with its own licensing requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHAT ARE THE REQUIREMENTS\n&amp; PROCEDURE FOR OBTAINING LENDING LICENCE BY APPLICANTS WHO ARE ENTERPRISES?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For an Applicant who is an enterprise,\napplication commences from the Micro Credit Association of Ghana (\u201cthe\nAssociation\u201d). The process is as follows;<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Registration with the\nMicro Credit Association of Ghana.<\/li><li>Applicants must\nequally obtain and complete a preliminary registration form from the Bank of\nGhana for licensing as an enterprise.<\/li><li>Obtain a Police\nclearance report on the proprietor (this requirement is specifically for first\ntime applicants).<\/li><li>The Association by way\nof a recommendation, submits the application to the Other Financial\ninstitutions Supervision Department of (\u201cOSFID\u201d) Bank of Ghana attaching the\nfollowing documents:<\/li><li>Personality Note Form\n(already completed by the applicant)<\/li><li>Bank statement of the\nApplicant to show that the Applicant has a minimum balance of GH\u00a250,000 in their bank account.<\/li><li>Educational\ncertificate of the Applicant<\/li><li>Police Clearance\nreport in favor of the Applicant.<\/li><li>Further background\nchecks will be carried out by the OSFID on the applicant.<\/li><li>Upon obtaining\nsatisfactory reports on background checks undertaken, a licence will be issued.<\/li><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>NOTE:<\/strong> Applicants who are applying as an Enterprise, do not require an <em>Approval in Principle <\/em>before issuance of\nfinal licence. AIP is only issued to Applicants who apply as entities. Further\nnote that Applicants who are working in any financial institution in Ghana\ncannot apply for the money lender licence. Where an Applicant has previously\nheld a position in a financial institution, he must have resigned his position\nbefore applying for the licence. This is done to prevent a conflict of\ninterest.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>CAN FOREIGNERS OBTAIN\nTHE MONEY LENDERS LICENCE AS AN ENTREPRISE?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No. The Money lenders\nlicence for sole proprietors\/enterprise is strictly for Ghanaians. Foreigners\nwho intend to obtain the licence must first register a company in Ghana and\napply through the company.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHAT ARE THE\nAPPLICABLE FEES FOR LICENSING ENTERPRISE LENDERS?<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Registration with the\nMicro Credit Association of Ghana-<strong> GH\u00a2<\/strong><strong>2,650<\/strong><\/li><li>Application processing fee: <strong>GH\u00a2100.00 <\/strong><\/li><li>Licensing fee: <strong>GH\u00a2500.00 <\/strong><\/li><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHAT IS THE ESTIMATED TIMELINE FOR LICENSING\nA MONEY LENDER?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The licence can be\nobtained within a period of 7-8 months.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>DOES THE MONEY LENDER\nLICENCE ALLOW THE LICENCEE TO DO BUSINESS IN ALL PARTS OF GHANA?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Until recently, a\nmoney lending licence in Ghana applied to all regions. However, the Bank of\nGhana now require that a licence only covers the region within which the\nregistered office of a company is situated. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, where one\nintends to operate using the same licence in another region of Ghana under the\nsame company, an application for approval to do business in the new region will\nbe made to the Bank of Ghana to that effect. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Operations in the new\nbranch can commence upon approval of the application.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>WHAT ARE THE LIKELY\nDELAYS TOWARDS OBTAINING THE LICENCE?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The Bank of Ghana relies on other agencies\nboth local and external in the processing of applications, and this could cause\ndelays in the processing of applications. <\/li><li>All information and\ndocuments submitted by the applicant must first be independently verified by\nthe Bank of Ghana, which could further delay the process. <\/li><li>Where the conditions\nfor obtaining the licence change during the period of application, this could\naffect and prolong an application process.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can also read about <strong><em><a href=\"https:\/\/koriatlaw.com\/2026\/key-notes-on-how-to-set-up-a-money-lender-company-in-nigeria\/(opens%20in%20a%20new%20tab)\">how to set up a money lender company in Nigeria HERE.<\/a><\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>About KORIAT &amp;\nCO.<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>We are a growing commercial law firm in Lagos and Abuja with network of lawyers and consultants across Africa. The above article is not legal advice and does not automatically make our readers our clients unless they specifically instruct us to act or represent them in any way.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Please contact\nKoriat &amp; Co. through admin@koriatlaw.com or 09067842241 if you require\nadditional information about or assistance in making the application for<\/em><\/strong>&nbsp;<strong><em>a money\nlender\u2019s licence.<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>IS THERE A SPECIAL LICENCE FOR A MONEY LENDER COMPANY IN GHANA? Yes. No person shall carry on the business of micro [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23],"tags":[12,20,222,98,31,22,250,217],"class_list":["post-5234","post","type-post","status-publish","format-standard","hentry","category-publications","tag-caccbnbusiness-licencecompany-registrationfinance-company-koriat-lawyers-koriat-and-coloan-agreementmicro-creditmicrofinance-lawyersmoney-lendersme-lawyers-business-lawyers","tag-company-registration","tag-foreign-investment-in-nigeria","tag-invest-in-nigeria","tag-microfinance-lawyers","tag-money-lender","tag-money-lender-lawyer","tag-moneylender-law"],"_links":{"self":[{"href":"https:\/\/koriatlaw.com\/2026\/wp-json\/wp\/v2\/posts\/5234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/koriatlaw.com\/2026\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/koriatlaw.com\/2026\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/koriatlaw.com\/2026\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/koriatlaw.com\/2026\/wp-json\/wp\/v2\/comments?post=5234"}],"version-history":[{"count":0,"href":"https:\/\/koriatlaw.com\/2026\/wp-json\/wp\/v2\/posts\/5234\/revisions"}],"wp:attachment":[{"href":"https:\/\/koriatlaw.com\/2026\/wp-json\/wp\/v2\/media?parent=5234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/koriatlaw.com\/2026\/wp-json\/wp\/v2\/categories?post=5234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/koriatlaw.com\/2026\/wp-json\/wp\/v2\/tags?post=5234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}