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As digital transformation sweeps across Africa’s financial sector, Ghana has taken a bold step to regulate and formalise online lending. With the rise of mobile technology and fintech innovation, access to credit has become less complex. Recognising the need for structure, the Bank of Ghana …

Individuals and small businesses. But with great growth comes great responsibility. To build a sustainable and trusted ecosystem, digital lenders must put people first and embed responsible practices at every step of the way. Below are what digital lending business must ensure in their operations: …

INTRODUCTION Public online lottery is any lottery based on random number selections within a given range for a prize (cash or kind) that are open to members of the public and are not restricted to membership of any society, religious group, association or social group. …

1. Introduction The financial sector in Tanzania, particularly the micro lending subsector is experiencing tremendious growth with the rise of online or digital loan services through mobile applications. The tremendous growth in the Tanzanian digital lending space is driven by the opportunities created by technological …

Introduction Debt is a common phenomenon in commercial transactions. Disputes arising from debt are just as common and frequent. While these disputes are sometimes easily resolved by the parties, other times they prove complicated or impossible so that a court action becomes warranted. The creditor …

There are two government agencies vested with the power to grant export licenses in Nigeria. They are: The Nigeria Export Promotion Council (NEPC) which is saddled with the responsibility of issuing out export license for agricultural commodities & manufactured goods and the Federal Ministry of …

By virtue of section 20 of NIPC Act, enterprises in which foreign participation is permitted, is to apply for business registration with the Nigerian Investment and Promotion Commission. What are the Documents Required for this Registration? To apply for NIPC Business Registration Certificate, the following …

Establishing a construction consulting firm in Nigeria offers significant potential in a rapidly developing infrastructure landscape. These firms play a vital role in the planning, design, and execution of construction projects by offering specialized expertise in areas such as design, project management, feasibility analysis, budgeting, …

Introduction On the 25th of July 2025, the Federal Competition and Consumer Protection Commission (FCCPC) welcomed a new era of regulation with the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations, 2025 (the Digital Lending Regulations). While these rules establish clear licensing, registration, and disclosure …

In recent years, there has been an increase in digital economy innovations: in health care, communications, manufacturing, engineering etc. It is only normal that individuals and companies join in in a bid to contribute their quota and benefit from an ever-booming market. There are various …