Introduction In a landmark effort to sanitize Nigeria’s rapidly expanding digital lending ecosystem, the Federal Competition and Consumer Protection Commission (“FCCPC”) has, pursuant to its powers under sections 17, 18 and 163 of the Federal Competition and Consumer Protection Act 2018 (“FCCP Act”), introduced the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations, 2025 (the “Digital Lending Regulations 2025” or “DEON Consumer Lending Regulations 2025”), which took effect on 25th July 2025 with far-reaching implications for fintech businesses in Nigeria. These Regulations provide standards, guidelines and guidance to undertakings, their collaborators, affiliates, associates, or partners with respect to the provision … Continue reading WHAT DIGITAL LENDERS NEED TO KNOW ABOUT NIGERIA’S FCCPC REGULATIONS 2025